Understand your risk profile as it shifts from month to month
Make informed decisions on contracts with refreshed credit profiles
Pre-empt risk by identifying early warning signs of non-payment
Manage collections and focus on tenants or debtors who are less likely to pay
Stay on top of changes to credit profiles
An escalation of non-payment of credit and other accounts is almost always an early indicator of non-payment of rent. Staying informed on your tenant or debtor default risk is always a challenge but with TPN you can monitor it for twelve months at no additional cost. Benchmark your portfolio risk and good standing against the industry.
Gain peace of mind with a continual review of tenant and debtor payment risk
Tenant/Debtor checks and monitoring
Activate live monitoring by performing a RentCheck for tenants, EduCheck on parents and a SmartCheck for debtors. Click the ‘Activate Monitoring’ link on the TPN System to monitor payment performance. View your Risk Monitor on an easy-to-navigate live dashboard that shows your overall risk and allows you to drill down into the details.
Monthly monitoring of credit risk
Receive free monthly monitoring to indicate any positive or negative changes in a credit score over the term of the lease agreement or contract. Continuously monitor risk (monitoring is active for twelve months) to see which of the tenants or debtors have shifted from a high to low risk, or vice versa.
Continual debt warning indicators
Receive a warning indicator where a tenant or debtor has a new Default or Judgement listed against their credit profile. Be notified if a person or business goes under Debt Review to obtain the debt councillor’s information to get an understanding of what can be afforded.
How it works
- Submit
- Enquire
- Renew monitoring
- Monitor
- Alert
Submit
Submit
Submit your payment data to TPN Credit Bureau. We are a registered credit bureau that operates according to the regulations of the National Credit Act and is fully POPI compliant ensuring you are protected by law.
The transfer of your data is secure and we offer several easy and secure methods to save you time and money. To ensure that you have access to the latest and most comprehensive datasets, we strongly uphold a policy of data reciprocity.
If you require more information, please contact our professional data team at data@tpn.co.za
Enquire
Enquire
Perform a premium credit check on a consumer or company using one of our services, such as Rentcheck®, EduCheck®, or SmartCheck®. Once the check is complete, TPN will actively monitor each consumer or company for 12 months, providing updates on key risk metrics.
Renew monitoring
Renew monitoring
After the initial 12-month period, you can easily renew the risk monitoring service for a consumer or a company for another 12 months. Renewing the monitoring service will provide you with all the necessary information to effectively track risk without requiring another credit check. The monitoring service is renewed at a reduced rate.
Debtors and tenants with expiring monitoring services will be flagged on the dashboard. You can easily reactivate the monitoring service for them directly from the interface.
Monitor
Monitor
All of your tenants or debtors will be displayed in a single-view dashboard, which classifies them as either higher or lower risk than the previous month. This gives you the power to identify potential defaults and take informed and early action to protect your business and investment.
You can select from various filters to understand the risk of companies or consumers and have quick access to TPN’s Collection tools.
Use the Monitor feature to present your overall portfolio performanceand manage your arrears and collections with relevant and real-time data.
Alert
Alert
The dashboard provides alerts on the status of consumers and companies flagging defaults, judgements, business rescue status, and deregistration. With easy filtering based on key risk flags, you can manage your overall risk profile with focus and intent. All profiles are grouped based on low, medium, high, and very high-risk levels, considering the overall credit health and movement of a consumer or company.
Moreover, you can receive notifications when Letters of Demand are required and track the effectiveness of your collection effort.
